Mail fraud may sound like a white-collar offense with minimal impact. Still, under federal law, it is a serious crime that can result in harsh penalties—including prison time, heavy fines, and a permanent criminal record. If you are under investigation or have been charged with mail fraud in New York, acting quickly and securing experienced legal representation is essential.
At O’Brien & Eggleston, PLLC, our Albany criminal defense attorneys understand how prosecutors approach these cases. We know how to build a strong, strategic defense to protect your rights and reputation.

What Is Mail Fraud?
Mail fraud is defined under 18 U.S. Code § 1341 as using the United States Postal Service—or any interstate mail carrier like UPS or FedEx—to carry out a scheme intended to defraud another person or entity of money, property, or honest services.
To prove mail fraud, the government must establish:
- A scheme to defraud.
- The intent to defraud.
- Use of the mail to execute or further the scheme.
Mail fraud can occur in various settings, including the following:
- Submitting false insurance claims via mail.
- Mailing fake invoices or investment opportunities.
- Using mail to carry out identity theft or phishing schemes.
- False advertising or product misrepresentation through direct mail.
- Employment or rental scams involving fraudulent documents.
You can face mail fraud charges even if the mailing was a minor part of the alleged scheme—and even legitimate individuals or businesses can become targets of federal investigations due to misunderstandings or someone else’s actions.
What Are the Legal Consequences of Mail Fraud in New York?
Mail fraud is a federal felony that is aggressively prosecuted. The government does not need to prove that the victim lost money—only that you intended to deceive.
A conviction can result in:
- Up to 20 years in federal prison.
- Fines up to $250,000 for individuals (and up to $500,000 for organizations).
- Restitution to the alleged victims.
- Seizure of assets tied to the offense.
- A permanent federal felony record.
If the mail fraud scheme involved a financial institution or was connected to a federal disaster relief effort, the potential prison sentence increases to 30 years, and fines can exceed $1 million.
Fighting Back Against Mail Fraud Charges in New York
A federal mail fraud charge doesn’t mean you’re guilty—and at O’Brien & Eggleston, PLLC, we help clients aggressively fight back by challenging the government’s evidence, narrative, and intent claims.
Common defenses may include:
- Lack of intent to defraud.
- No actual scheme or misrepresentation.
- Mistaken identity or false accusation.
- Improper government procedure or violation of rights.
We examine every detail, from the initial investigation to the method of evidence collection, to find weaknesses in the case and leverage them for your defense.
Speak with Our Experienced Federal Defense Attorneys in New York
Your freedom and future are at risk if you face mail fraud allegations. Federal prosecutors invest significant resources into building these cases, and you need a team that’s equally prepared to fight back. Contact our experienced Albany County criminal defense lawyers at O’Brien & Eggleston, PLLC at 518-391-2369 or online today for a confidential consultation. Our New York criminal defense attorneys are ready to defend your rights at every stage.